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National Western Life Insurance Company

National Western Life Insurance Company is an Austin, Texas-based firm that does business in 49 states, the District of Columbia, and four U.S. territories. National Western Life does not advertise burial or final expense insurance on its website. However, it does advertise term life insurance, which can be used for final expenses. You can contact the company to learn more about its product offerings by using the contact information found at the end of this document.

Can I cancel a burial insurance policy?

In most cases, burial insurance policies may not be cancelled. There are two exceptions. First, you may cancel in the case of fraud by your insurance company. Secondly, you may opt to stop paying your premiums. If you do this, the policy will be voided and you will not be eligible for any credits or refunds on payments you’ve already made.

Will a funeral home accept payment with burial insurance?

Burial insurance, sometimes called final expense or funeral insurance, is typically paid out in cash by insurance companies. There is no restriction on the use of this payment. Many beneficiaries choose to use it on funeral home expenses.

Can I obtain burial insurance even though I have health issues?

Burial insurance is intended to help individuals who may have serious but not life-threatening illnesses. Most insurance companies will not provide coverage for someone who has a terminal illness. Burial insurance is usually easier to obtain than traditional life insurance in terms of the health restrictions and the qualification process. If you have a serious illness, you should consult with several different insurance companies to determine which one will best meet your individual final expense insurance needs. You may be required to answer health-related questions, either on the phone or via an online questionnaire form. Most insurance companies do not require medical exams or underwriting, though these processes could possibly lower your premium rates.

How to get started with National Western Life Insurance Company

If you are already a National Western Life Insurance Company insurance customer, you should contact your local office and inquire about a final expense policy. If you are a prospective customer, you can obtain a quote on its website, or you may call the company using the information below. You may also shop for policies using our comparison tool by clicking on the following link.

Financial Strength Ratings

AM Best – A, Stable outlook
Moody’s – No rating
Standard & Poor – A, Strong outlook

Company contact info

National Western Life Insurance Company
850 East Anderson Lane
Austin, TX 78752-1602