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Liberty Bankers

Liberty Bankers Life Insurance Group was originally formed in 1958 under the Royal Oak Life Insurance name. Since then, the firm has expanded and currently offers policies and protection in 40 states. Liberty Bankers offers prearranged funeral services including full benefit life insurance that covers 100% of the costs. For a full list of options and qualification requirements, we recommend that you contact Liberty Bankers using the information provided at the end of this article.

Can I cancel a burial insurance policy?

Burial insurance policies normally cannot be cancelled. The exception to this rule is twofold. First, if there is fraud on the part of the insurance company, you may cancel your policy. Secondly, you may opt to stop paying your premiums at any time. This will result in the insurance company voiding the policy. However, you will not be eligible for any refunds or compensation if you refuse to pay your premiums.

Will a funeral home accept payment with burial insurance?

Burial insurance, funeral insurance, and final expense insurance typically pay beneficiaries in cash. There are no restrictions or limitations on the use of this cash. The policy beneficiary may elect to use the payout on funeral home expenses.

Can I obtain burial insurance even though I have health issues?

Certain types of health issues will not prevent you from obtaining burial insurance. In fact, the insurance is designed to assist people with non-terminal illnesses. That said, there are some conditions that will prevent you from obtaining burial insurance. These conditions vary according to the insurance company in question, and also may vary based your age, sex, location, and other factors. You should consult with several insurance companies to determine which one best suits your individual needs. Many insurance companies do not require burial insurance applicants to undergo medical exams or health screenings, though most do require applicants to fill out a health-related questionnaire.

How to get started

If you are already a Liberty Bankers insurance customer, you should contact your local office and inquire about a final expense policy. If you are a prospective customer, you can contact the firm via its website, or you may call the company using the information below. You may also shop for policies using our comparison tool by clicking on the following link.

Financial Strength Ratings

AM Best – B+, Stable outlook
Moody’s – No rating
Standard & Poor – No rating

Company contact info

Liberty Bankers Insurance Group
PO Box 341989
Austin, TX
(800) 554-4956