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How To Purchase Final Expense Insurance

How To Purchase Final Expense Insurance

The High Cost Of Dying

Nowadays, modest burial costs can run $8,000 and the average funeral cost expenditures are in the $12,000 range.

How To Pay For A Funeral

There are really just three cost options when it comes to paying for burial expenses:

  • Private savings of the dead person or their family
  • Donations and generosity of good friends of the family
  • A burial insurance, also called a final expense plan or a funeral insurance policy.

Private Savings To Pay Funeral Costs

It is hard in a time of grief to comprehend what is occurring, let alone learn about the steps involved with a burial and the costs of the funeral. It is also difficult to “shop around” while trying to attend to all the deceased affairs.

Many families are not prepared for such an expense as they lack the necessary money to pay for the death of a loved one. In order to pay for funeral costs, family members are often forced find the burial costs fees by taking out a second mortgage or line of credit on their house, or even borrowing against their retirement savings to cover the funeral expense costs.

Additional ways to pay for funeral insurance after the form.

Funeral Burial Insurance Quote

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Burial Funeral Insurance Quote

Funeral Burial Insurance Quote


Sadly, in many situations, there isn’t even adequate equity price left in the house to borrow any funds against. In times like this many grieving family members turn to friends and ask for help or donations to cover the funeral costs.

Final Expense Insurance Plan

The easiest way to pay for burial costs is to have a burial insurance plan already in place. This final expense insurance policy (essentially a life insurance policy) will provide the cash needed for an appropriate burial. Many times, there are enough extra funds available to offset the numerous other expenses associated with someone passing. This can include enough monies to pay for mortgage loans or debts on your credit card.

What About Social Security?

Social Security just offers each family a benefit of $255, which won’t even cover the cost of beverages at a funeral.

Military & Veterans Burial Insurance

Other Federal Government benefits may well be offered if the dead person was an associate of the military. The U.S. Department of Veterans Affairs will provide an additional benefit of $800 towards a qualifying Veterans’ burial, to help with funeral expenses.

How To Purchase Final Expense Insurance

The best way to purchase burial insurance is to search online for inexpensive life insurance plans. One solutions is below – it takes 90 seconds to complete.

Free Burial Insurance Rate Quote

Most people who are searching online for burial insurance don’t realize that funeral insurance is essentially life insurance. A very inexpensive way to obtain quality burial insurance is to get a free life insurance quote.

Burial insurance (aka funeral insurance) is a basic issue life insurance policy that covers people until they reach 100 years old. Burial insurance (also known as funeral insurance) is promoted as a way to pay in advance for your funeral expenses so that your loved ones won’t have to pay for your funeral. There are many things you can do to make your death easier on the wallets of those you love. Preplanning your funeral saves money and grief, as well as deciding whether you want to be buried in a casket or cremated and put into and urn, figuring out who gets what part of your estate, and which company to choose for your perfect term life insurance policy (if you’re a senior).