Burial Insurance Topics
How Do I Select A Cemetery Site?
Most people simply buy a plot in a cemetery which has been used for other members of their family or loved ones, (it’s good to be together) but for anyone looking for a new cemetery site there are a few things which need to be taken into consideration.
Location, location, location. Ok, you might not get a “room with a view” but it’s still important that your chosen cemetery site is within reasonable distance of any remaining family members and easily accessible. This is important on the day of the funeral and afterwards, especially if you’d like a few flowers from time to time.
Selecting a Suitable Cemetery Site
Other things which need to be taken into consideration include:
- Religion – does the cemetery site meet the religious requirements of your family
- Monuments – are there restrictions on the types of gravestones and monuments which are permitted at the cemetery site
- Burial vaults – most cemeteries have some sort of regulations regarding burial vaults – can you use vaults which have been bought elsewhere?
- Flowers – do they permit flowers or other signs of remembrance on the graves?
Costs – What’s Included?
Cemetery plots are expensive, there’s no two ways about it, so you need to find out not only the initial cost but also what’s included in the price. If you have to buy a grave liner that can be a few hundred dollars for a start, then you’ll have to pay for opening up the grave for internment, and then pay for filling it in again. You also need to know whether the general upkeep is included in the purchase price of the plot, or whether you’ll need to take out a separate maintenance and groundkeeping care endowment policy – just a thought, you don’t want to be overgrown with weeds do you?
Burying Cremated Remains
If you want to bury the remains of your loved one in a mausoleum or columbarium, then you’ll have to pay for opening and closing the crypt plus any other services. Be careful because the Funeral Rules don’t apply to cemeteries unless they offer full funeral goods and services, so make sure that you receive full information before making the final decision on your final resting place.
Free Burial Insurance Rate Quote
Most people who are searching online for burial insurance don’t realize that funeral insurance is essentially life insurance. A very inexpensive way to obtain quality burial insurance is to get a free life insurance quote.
There is a very simple question to answer as to whether or not you need burial insurance.
Are your loved ones worth a few moments your time?
Scroll, if necessary to see the “Request My Quote” submission button.
Burial insurance (aka funeral insurance) is a basic issue life insurance policy that covers people until they reach 100 years old. Burial insurance (also known as funeral insurance) is promoted as a way to pay in advance for your funeral expenses so that your loved ones won’t have to pay for your funeral. There are many things you can do to make your death easier on the wallets of those you love. Preplanning your funeral saves money and grief, as well as deciding whether you want to be buried in a casket or cremated and put into and urn, figuring out who gets what part of your estate and all the related turmoil associated with the end of life.
Return to the Burial Insurance Information FAQ page.