Can I Buy Final Expense Insurance If I Have A Pre-Existing Condition?

Thankfully, yes you can, after all, everybody is going to die at some time aren’t they? Death and taxes and all that!

Of course, you may incur a higher rate depending on your medical condition.

Guaranteed Issue Final Expense Insurance

If you plump for final expense insurance with guaranteed issue, you don’t need to have any medical examination at all, all you have to do is fill out the form. Be warned though – many guaranteed final expense insurance policies won’t pay out at all for the first 2 years, and then only a partial payment will be made for the next year or two, so if this pre-existing condition means that death is imminent, it would possibly be a waste of money.

Free Final Expense Insurance Rate Quote

Most people who are searching online for guaranteed final expense insurance don’t realize that funeral insurance is essentially life insurance. A very inexpensive way to obtain quality guaranteed final expense insurance is to get a free life insurance quote.

There is a very simple question to answer as to whether or not you need final expense insurance.

Scroll, if necessary to see the “Request My Quote” submission button.

Fina Expense insurance (aka funeral insurance) is a basic issue life insurance policy that covers people until they reach 100 years old. Final Expense insurance (also known as funeral insurance) is promoted as a way to pay in advance for your funeral expenses so that your loved ones won’t have to pay for your funeral. There are many things you can do to make your death easier on the wallets of those you love. Preplanning your funeral saves money and grief, as well as deciding whether you want to be buried in a casket or cremated and put into and urn, figuring out who gets what part of your estate and all the related turmoil associated with the end of life.