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Boston Mutual Life Insurance Company

Boston Mutual Life Insurance Company is a Canton, Massachusetts-based company that has been doing business since 1891. Its Boston burial insurance is designed for individuals on a fixed income. It features premiums that will never increase and death benefits that will never decrease. Boston Mutual does not require any medical examinations or medical records. The company does not publish its final expense premiums or benefit payouts, so we recommend that you contact an agent using the information below to learn more.

Can I cancel a burial insurance policy?

Burial or final expense insurance policies usually cannot be cancelled. The policyholder may, however, opt to discontinue paying his or her premiums. If this happens, the insurance company will void the policy and the policyholder will be ineligible for any refunds or compensation. The only other circumstance under which burial insurance policies may be cancelled is in the event of fraud on the part of the issuing insurance company.

Will a funeral home accept payment with boston burial insurance?

Burial insurance policies typically pay cash amounts to the policy beneficiary. There are no restrictions, limitations, or rules as to how the beneficiary spends this cash. It may be used as payment for funeral home services or for anything else.

Can I obtain burial insurance even though I have health issues?

Burial insurance is intended to cover older individuals with non-terminal illnesses. An individual seeking burial insurance may have several health issues as long as none of them are terminal. It is usually easier to obtain burial or final expense insurance than it is to obtain longer term life insurance. Some health issues may prevent you from obtaining burial insurance. Due to the specific nature of each individual as well as their insurance needs and health, we advise you to contact insurance companies in your local area and ask them about obtaining burial insurance. Most companies do not require medical exams or health screenings. However, most companies do require applicants to fill out a health-related questionnaire.

How to get started

If you are already a Boston Mutual insurance customer, you should contact your local office and inquire about a final expense policy. If you are a prospective customer, you can obtain a quote on its website, or you may call the company using the information below. You may also shop for policies using our comparison tool by clicking on the following link.

Financial Strength Ratings

AM Best – A-, Stable outlook
Moody’s – No rating
Standard & Poor – No rating

Company contact info

Boston Mutual Life Insurance Company
120 Royall Street
Canton, MA 02021
(800) 669-2668