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Aetna Final Expense Insurance
Aetna is one of the largest insurance conglomerates in the United States. It has been selling policies, managed care, Aetna final expense insurance and other products since 1853. Aetna’s website doesn’t offer specifics about the company’s final expense or final expense insurance policies. However, you can view internal company marketing materials intended for insurance agents that offer premium and coverage information. For example, a female non-smoker aged 65 will pay approximately $45.83 per month for a $10,000 death benefit. Contact an Aetna agent using the information at the bottom of this document to obtain a customized quote.
How Much Does an Aetna Final Expense Insurance Policy Cost?
Final Expense insurance premiums are calculated based on a variety of factors. These factors include your sex, your age, your current health and health history, your family’s health history, your location, the type of policy you select, and the amount of death benefits that you want. If you drink, smoke, or have a history of heart disease in your family, you will probably pay higher insurance premiums than someone who does not drink, smoke, or have a history of heart disease. If you have no current health issues, or if you are between the ages of 40 and 50, you will probably pay much lower premiums. Most insurance firms do not offer final expense insurance to people over the age of 85. The closer you are to age 85, the higher your premiums will be.
How long does a final expense insurance policy last?
Final Expense insurance policies last until the death of the policyholder. Upon death, the beneficiary receives a cash settlement for the amount specified in the policy. Final Expense insurance doesn’t expire. It can only be cancelled in the case of insurance company fraud or by the policyholder failing to pay his or her premiums on time.
How to get started
If you are already a Aetna insurance customer, you should contact your local office and inquire about a final expense policy. If you are a prospective customer, you can obtain a quote and start the application process by calling or emailing the company using the information below. You may also shop for policies using our comparison tool by clicking on the following link.
Financial Strength Ratings
AM Best – A, Stable outlook
Moody’s – Baa2, Stable outlook
Standard & Poor – A+, Watch dev
Company contact info
151 Farmington Avenue
Hartford, CT 06156
(800) 872-3862, Monday – Friday 8:00 a.m. to 6:00 p.m. Eastern