What Is The “Funeral Rule”?
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People are always at their most vulnerable when organizing a funeral. Simply trying to hold themselves together after the loss of family or friend is difficult enough, without having to think about making arrangements, talking prices and deciding what the deceased would have wanted. Yes, it is certainly a difficult time for all concerned.
The Funeral Rule
The “Funeral Rule” was designed to protect people during this fragile and emotional time and make sure that they get the level of service they are fully entitled to. Whilst we like to think (because it is true) that the majority of funeral providers are professionals with the best interests of the family and friends of the deceased at heart, there are always the unscrupulous few who would take advantage of people in such a vulnerable state by overcharging or providing unnecessary services. The “Funeral Rule” is applicable for those who are both preplanning their funerals and, of course, for those which happen a little more, shall we say, impromptu.
The Federal Trade Commission enforce the rule, which states very clearly that all funeral directors are required by law to give you itemized prices for any goods or services, even if it’s over the telephone – if you ask for them! They are also required by law to give information about any additional goods and services. If you visit the funeral home in person they must give you a fully itemized price list, and if you ask about specific items such as casket costs then they need to tell you all about the choices available and the prices, before showing you their most popular (and expensive) model.
Here are a few more details which the Funeral Rule has to say:
- you are within your rights to choose any funeral goods or funeral services you want (of course, there are always a few exceptions)
- if you are required by law to buy something in particular for your funeral, then this must be highlighted on the price list (with details of the specific law)
- even if you buy something from somewhere else, for example the casket, your funeral provider may not refuse to use it, or even charge you a fee for doing so
- if your funeral provider offers cremations, he must also offer alternative caskets
So you see, the “Funeral Rule” is really there to protect people in their most vulnerable state, so don’t allow yourself to be bullied, it’s against the rules!
Free Burial Insurance Rate Quote
Most people who are searching online for burial insurance don’t realize that funeral insurance is essentially life insurance. A very inexpensive way to obtain quality burial insurance is to get a free life insurance quote.
There is a very simple question to answer as to whether or not you need burial insurance.
Are your loved ones worth a minute of your time?
Above, you will find our burial insurance rate quote, which takes less than a minute to complete. This insurance quote compares up to 8 different insurance carriers for you.
Get A Free Burial Insurance Rate Quote In 60 Seconds – Multiple Companies
Burial insurance (aka funeral insurance) is a basic issue life insurance policy that covers people until they reach 100 years old. Burial insurance (also known as funeral insurance) is promoted as a way to pay in advance for your funeral expenses so that your loved ones won’t have to pay for your funeral. There are many things you can do to make your death easier on the wallets of those you love. Preplanning your funeral saves money and grief, as well as deciding whether you want to be buried in a casket or cremated and put into and urn, figuring out who gets what part of your estate and all the related turmoil associated with the end of life.
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